I'm not sure if I can express how completely and utterly shattered we both are! We've spent the week packing, cleaning ready for the rental inspection, arranging the move, arranging things at the new house not to mention keeping up our busy work schedules and committments!
We were supposed to get the keys today but in order to get the keys we need our final payment in the form of a cheque which we weren't able to get in time. No cheque, no keys.
The general story is that to get the final payment released by the bank they send a valuer to the house to check it over and make sure its actually worth what they are lending us I suppose! There is no doubt its worth what we've borrowed (and the rest!) but because the floor coverings weren't quite finished and the tiler hadn't yet sealed te edging (it was all booked in to happen), the valuer didn't give the go ahead for the cheque to be released.
So... all week we've been chasing up the valuer, via our mortgage broker, via the bank. The house was fully finished on Tuesday and now on Thursday evening the valuer still hasn't given the go ahead. I've got it in my head that the valuer has been side tracked by all the lovely vineyards and is drunk somewhere...
Crunch time is tomorrow. The site manager can't meet us any later than 1pm so we've got until then to locate the valuer (via the mortgage broker, via the bank) and get the go ahead and then go to the bank to pick up the cheque. I'm not 100% it is going to happen but the mortgage broker is prett confident that it will happen - as long as the valuer calls in to say he's checked it out and it's all fine to go ahead! Throw in a meeting that I have to attend in the morning for work, someone coming to clean the rental carpets at 10am and a certain someones birthday (that'd be me!) and we've got a crazy day! Arghhhh.
The worst thing is that we have to move out of our rental this weekend as the landlord has sold up and we've prearranged the date. Not quite sure what we'll do if we don't get the keys tomorrow but we've got a couple of plans up our sleeves... watch this space.
Getting disconnected from the world tomorrow morning (phone line and internet) and connected up at the new house but obviously if we don't have the keys it isn't much use! Will hopefully be back online before you know it.
Who knows what the next 24 hours holds...
Thursday, June 11, 2009
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